Privacy Policy

1. Information We Collect

We may collect the following types of information:

• Information you provide directly — such as your name, phone number, email address, and details you submit through contact forms, workshop registrations, or requests for a consultation.
• Information collected automatically — such as your IP address, browser type, device information, and pages visited, through cookies and similar standard website analytics tools.
• Application information — if you apply for a loan or funding, or engage us for tax credit, consulting, or advisory services, this may include financial, employment, and other information necessary to provide the requested service.

2. How We Use Your Information

We use the information we collect to:

• Respond to inquiries and provide requested information about our services
• Schedule consultations and workshops
• Evaluate and process loan applications and funding requests (Affiliated Mortgage Lending only)
• Identify and document potential tax credits and incentives
• Improve and maintain the Site
• Comply with legal, licensing, and regulatory requirements

3. How We Share Your Information

We do not sell your personal information. We may share information with:

• Service providers who help us operate our business (for example, website hosting or IT support)
• Third parties directly involved in fulfilling a request you made — such as a lending partner, tax credit program administrator, or your own CPA, when you’ve asked us to coordinate with them
• Government or regulatory bodies, where required by law or licensing obligations (for example, NMLS reporting)
• Professional advisors, such as our attorneys or accountants, as needed

We do not share your information with unrelated third parties for their own marketing purposes.

4. Cookies & Tracking

The Site may use cookies and similar technologies to understand how visitors use the Site and to improve your experience. You can adjust your browser settings to refuse cookies, though some parts of the Site may not function as intended if you do.

5. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain personal information for as long as needed to provide our services, comply with legal and regulatory obligations (including recordkeeping requirements applicable to licensed mortgage lenders), and resolve disputes.

7. Your Choices

You may contact us at any time to ask what information we have on file, to update it, or to opt out of non-essential marketing communications (such as email newsletters). Some information, such as records required for regulatory compliance, cannot be deleted while retention obligations apply.

8. Children’s Privacy

The Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children.

9. Mortgage Applicants — Additional Notice

If you apply for a mortgage or other loan product through Affiliated Mortgage Lending, you will separately receive a Privacy Notice required under the Gramm-Leach-Bliley Act and Regulation P, describing in detail what nonpublic personal information we collect, how it is shared, and your right to opt out of certain sharing. That notice governs your loan application information and is provided in addition to this general website Privacy Policy.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The “Effective Date” above reflects the date of the most recent revision.