Affiliated Advisors provides commercial loan services and business financing solutions for real estate investors and business owners in Denton County, the Dallas–Fort Worth area, and across Texas. Our commercial loan services in Denton TX and the Dallas–Fort Worth area are designed to help businesses access capital, structure financing effectively, and support long-term growth.
Give Us a Call
Term: 9 months | Time to Fund: 12 days
Client used the funds to add an additional warehouse to their business location and for additional working capital during hurricane season.
Term: 18 months | Time to Fund: 2 days
Client used the funds to help with bulk purchases to start the 4th quarter and to have additional working capital during their busy season.
Term: 15 months | Time to Fund: 2 days
Client used funds for working capital during upcoming projects, such as installing turf fields for schools.
Term: 12 months | Time to Fund: 5 days
Client used the funds for expanding operational capabilities, including investing in new technology and hiring additional staff.
Term: 10 months | Time to Fund: 1 day
Client used the funds to finish renovations for a new location.
Term: 14 months | Time to Fund: 41 days
Client used the funds to purchase and build out an additional location as well as working capital, which was used to get the new location up and running and to hire key employees for that location.
Term: 12 months | Time to Fund: 3 days
Client used the funds to renovate their restaurant as well as for working capital.
Term: 15 months | Time to Fund: 10 days
Client used the funds to expand on state contracts and into new territories.
Term: 12 months | Time to Fund: 8 days
Client used the funds to cover expenses during the summer months and to support working capital for summer school sessions.
Term: 12 months | Time to Fund: 2 days
Client used the funds for new materials for his auto body shop and working capital.
Term: 15 months | Time to Fund: 4 days
Client used the funds for marketing materials and budget for the end of the year.
The three major factors lenders look at are cash flow, credit, and collateral. When businesses can demonstrate all three, they stand a good chance of getting the funding they need. However, all too often something is missing and usually it is a lack of collateral since many businesses typically do not own buildings, valuable machinery, or inventory that could easily be liquidated. Many times, those businesses would be denied financing, however, we have loans that do not require collateral or great credit. They are based on criteria such as time in business, cash flow, and these loans sometimes accept guarantors if needed.
Still reeling from the effects of the financial crisis, commercial banks are turning away good projects, cutting funding for projects in progress, and refusing to refinance loans with balloon payments — a common feature in traditional commercial mortgages. Interest rates are either going to go up or down in the future depending on several factors. The key is when borrowing money, does it make sense, i.e. is the money being borrowed, regardless of the interest, going to help make a profit? If the profit is adequate, then the interest rate becomes moot. Many times, a commercial lender on loan renewal would rather lower the rate than lose the client.
Ready to Secure Commercial Financing in Denton TX or the Dallas–Fort Worth Area? Explore flexible lending solutions designed to support real estate investments, business expansion, and long-term growth.
Explore Our Financial Strategy Services